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Life Care Contracts

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Caregiver and senior citizen
LIFE CARE CAN BE A LIFELINE
The Power and Security of a Plan

At the heart of Longhorn Village’s continuum of care is Life Care — a safety net that gives you peace of mind knowing you’ll have easy access to care in case of any health issues or changes.

Life Care at Longhorn Village promises you an exceptional, full-service lifestyle and a solid plan to contain the cost of possible long-term care. Whether it’s assisted living, memory care, rehabilitation or skilled nursing, you’ll be taken care of and have the financial security to manage the costs.

Here, you’re in control of where you’ll receive health care and you’re in a familiar setting surrounded by those who care about you. Life Care is a smart way to age in place because should your health ever change, you’ve chosen a home that can meet your needs and have a quality plan in place.

Find out more about a Life Care contract at Longhorn Village. Contact us to schedule a personal appointment.

PEACE OF MIND AHEAD
Life Care for a Lifetime of Confidence

Longhorn Village provides an in-home emergency response system and 24/7 security surveillance as reassurance for life’s what-ifs. But that round-the-clock security also applies to your future health. If you’re unable to live independently, you’ll have seamless access to the necessary care you need — from assisted living and memory care to skilled nursing and rehabilitation services.

Longhorn Village Life Care is the most extensive and comprehensive type of agreement a Life Plan Community provides. Here are a few reasons to consider a Life Care contract.

Lifelong Residence

You have a residence for life at Longhorn Village or for as long as you choose to live in our community.

Refundable Entrance Fee

A one-time entrance fee is 90% refundable to you or your estate, protecting your assets for future generations.

Inclusive Monthly Fee

Your monthly service fee covers virtually all your needs, including a wide range of amenities and services, maintenance-free living, freedom from property taxesor homeowner’s insurance, university perks, and short- or long-term nursing care.

Priority Access to Care

You have guaranteed unlimited access to our on-site continuing care. If your health needs change and you need to move into the Health Care Center, your monthly service fee will never increase based on any future need for higher levels of care offered by the Life Care contract.

Fewer Worries

Family members can be assured you’ll receive the care you need, here at Longhorn Village. Married couples and good friends can remain close because health care and assisted living residences are on campus.

Tax Reduction

It may reduce your tax bill. A portion of your entrance and monthly fees may qualify as a prepaid medical expense tax deduction.

senior man outside bicycling at Longhorn Village
A GIFT TO YOUR LOVED ONES
Family Also Benefit from a Life Plan Community

One of the reasons many residents say they made the choice to move to Longhorn Village was because they consider it a gift to their loved ones. Here’s why:

  • You get to stay in control. By making the decision now, you determine where you want to live — and you will have more time to enjoy your independent lifestyle while you’re still healthy and energetic enough to do so.
  • You ease family burdens. Your move means your family doesn’t have to make health care decisions, sell your home and deal with your belongings on short notice — or become your caregivers.
  • You reduce worries. With your future health care provided for, your family doesn’t have to worry about who will take care of you or where you will receive care.
UNDERSTANDING SENIOR LIVING OPTIONS
Differences Are Worth Noting

Longhorn Village provides an in-home emergency response system and 24/7 security surveillance as reassurance for life’s what-ifs. But that round-the-clock security also applies to your future health. If you’re unable to live independently, you’ll have seamless access to the necessary care you need — from assisted living and memory care to skilled nursing and rehabilitation services.

Longhorn Village Life Care is the most extensive and comprehensive type of agreement a Life Plan Community provides. Here are a few reasons to consider a Life Care contract.

INDEPENDENT LIVING

Sometimes called Active Adult or 55+ communities, these typically only offer maintenance-free apartments, condos or villas; a calendar of activities; and may only provide some services such as housekeeping, meals and transportation. Health care services are not typically included in your contract or provided by the community.

ASSISTED LIVING

Assisted living communities offer apartments or suites designed for senior safety and services that help with daily living needs such as personal care and medication management.

MEMORY CARE

Memory care is a specialized type of care tailored specifically for the needs of older individuals with Alzheimer’s, dementia, or other cognitive disorders and memory impairment.

SKILLED NURSING

Skilled nursing care communities are sometimes referred to as skilled nursing facilities, nursing homes or health care centers. They’re licensed health care facilities that typically require a licensed nurse 14 hours a day and are inspected and regulated by a state’s Department of Health Services. They often offer long- and short-term care for individuals who suffer from acute or chronic health issues that may be too complicated to be tended to at home or who need rehabilitation services.

LIFE PLAN COMMUNITY

Life Plan Communities offer a full continuum of on-site care, from independent living residences to assisted living, skilled nursing, rehabilitation care and memory care. Depending on the type of contract, you may be guaranteed access to on-site health care at a predictable rate for life or a modified fee-for-service arrangement in which you pay only for the health care you use.

Why Life Care? 70% of people age 65+ will need some type of long-term care services in their lifetime.*

What is a Life Plan Community? Also known as a continuing care retirement community, a Life Plan Community offers a continuum of care that includes independent living, assisted living, memory care, rehabilitation therapies and skilled nursing care.

What is Life Care? Life Care is an agreement or contract that provides living accommodations, services and amenities, plus unlimited long-term care with typically no increase in your monthly service fee.

Read our Understanding Life Care blog for more insight into how a Life Care contract works and how it can benefit you both now and in the future.

*U.S. Department of Health & Human Services

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