UNDERSTANDING SENIOR LIVING OPTIONS
Differences Are Worth Noting
Longhorn Village provides an in-home emergency response system and 24/7 security surveillance as reassurance for life’s what-ifs. But that round-the-clock security also applies to your future health. If you’re unable to live independently, you’ll have seamless access to the necessary care you need — from assisted living and memory care to skilled nursing and rehabilitation services.
Longhorn Village Life Care is the most extensive and comprehensive type of agreement a Life Plan Community provides. Here are a few reasons to consider a Life Care contract.
Sometimes called Active Adult or 55+ communities, these typically only offer maintenance-free apartments, condos or villas; a calendar of activities; and may only provide some services such as housekeeping, meals and transportation. Health care services are not typically included in your contract or provided by the community.
Assisted living communities offer apartments or suites designed for senior safety and services that help with daily living needs such as personal care and medication management.
Memory care is a specialized type of care tailored specifically for the needs of older individuals with Alzheimer’s, dementia, or other cognitive disorders and memory impairment.
Skilled nursing care communities are sometimes referred to as skilled nursing facilities, nursing homes or health care centers. They’re licensed health care facilities that typically require a licensed nurse 14 hours a day and are inspected and regulated by a state’s Department of Health Services. They often offer long- and short-term care for individuals who suffer from acute or chronic health issues that may be too complicated to be tended to at home or who need rehabilitation services.
LIFE PLAN COMMUNITY
Life Plan Communities offer a full continuum of on-site care, from independent living residences to assisted living, skilled nursing, rehabilitation care and memory care. Depending on the type of contract, you may be guaranteed access to on-site health care at a predictable rate for life or a modified fee-for-service arrangement in which you pay only for the health care you use.
Why Life Care? 70% of people age 65+ will need some type of long-term care services in their lifetime.*
What is a Life Plan Community? Also known as a continuing care retirement community, a Life Plan Community offers a continuum of care that includes independent living, assisted living, memory care, rehabilitation therapies and skilled nursing care.
What is Life Care? Life Care is an agreement or contract that provides living accommodations, services and amenities, plus unlimited long-term care with typically no increase in your monthly service fee.
Read our Understanding Life Care blog for more insight into how a Life Care contract works and how it can benefit you both now and in the future.
*U.S. Department of Health & Human Services